Author

Khisamova Z.I.

Title of article

Classification of infringements committed through the use of electronic means of рayment

Section

Section 8. Improving law enforcement practice

Issue, year

3 (33) 2015

Abstract

Decrease in providing traditional banking operations along with increase in new electronic payment services in recent years have led to the steady rise in crimes in banking sphere, committed through the use of information communication technologies (they make up the major part of cybercrimes). In 2014 the Internet fraud loss totaled $426 million: fraud, committed through distant banking service systems, caused $289 million in damage, phishing loss made up $59 million, loss on electronic money fraud - $50 million, damage from electronic money theft - $28 million. Last year one third of the Russian financial companies (e.g. “Qiwi”, “Russian Post”, “Moscow Exchange MICEX-RTS”) faced leakage of important data relating to conducting of financial transactions. The effective criminal legislation, providing responsibility for infringements committed through the use of electronic communication technologies, including electronic means of payment, in banking and economic spheres, is analyzed. The legislative approach to criminalization of acts, committed by using of information communication technologies, is criticized. The issues of classifying the above-mentioned acts according to the existing corpora delicti of the RF Criminal Code are considered. The author proves the necessity to distinguish a separate object of criminal legal protection. Some proposals on amending the effective legislation are made. It is proposed to adopt the provisions of the RF Supreme Court Plenum, expounding the rules of classification of such acts. It is stated that training and advanced training of specialists in the sphere of counteraction to crimes, committed through the use of information communication technologies, are required.

Keywords

crimes infringing on information security in economic and banking spheres, electronic means of payment.

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